Naira Vault Investment

Explainer on how the Naira vault works

What is the Naira Vault?
The Naira Vault is a Naira investment option available only to Nigerians. It allows you to invest for as little as one month and up to five years.
Wed, 26 Feb, 2025 at 1:39 PM
How do I create Naira Vault on Rise?
To create a Naira Vault, follow these steps: Log in to the app> Click on Wallet> Select NGN Wallet> Click on Create New Vault> Name your vault ...
Wed, 26 Feb, 2025 at 8:56 AM
What are the expected returns on the Naira Vault?
Returns are paid based on the investment amount with the following rates:  15% per annum for investments below ₦500,000 18% per annum for investments betw...
Wed, 26 Feb, 2025 at 2:33 PM
Can I access my funds in the Naira Vault before the maturity date?
No, funds locked in the Naira Vault cannot be accessed until the maturity date.
Wed, 26 Feb, 2025 at 2:29 PM
When are returns from the Naira Vault paid?
Returns are credited to your Naira Wallet on the 1st day of each month. You can choose to re-invest the returns by topping up your Vault investment or withd...
Wed, 26 Feb, 2025 at 2:32 PM
Can I withdraw funds from my Naira Wallet?
Yes, you can withdraw funds from your Naira Wallet at any time. Withdrawals can be made to a linked bank account or transferred to the USD wallet on the Ris...
Tue, 8 Jul, 2025 at 7:12 PM
Are there any fees associated with the Naira Wallet?
There are no charges for holding funds in the Naira Wallet.
Tue, 8 Jul, 2025 at 7:13 PM
Can I earn interest on the Naira Wallet?
No, funds in your Naira Wallet do not earn interest.
Tue, 8 Jul, 2025 at 7:13 PM
How long can I lock my funds in the vault?
You can choose to lock your funds in the Naira Vault for periods ranging from 30 days to 5 years, depending on your financial goals.
Tue, 8 Jul, 2025 at 7:21 PM