The Naira Vault is a Naira investment option available only to Nigerians. It allows you to invest for as little as one month and up to five years.

To create a Naira Vault, follow these steps: Log in to the app> Click on Invest> Tap on Explore> Create and fund a Vault. 

Returns are paid based on the investment amount with the following rates:  15% per annum for investments below ₦500,000 18% per annum for investments betw...

No, funds locked in the Naira Vault cannot be accessed until the maturity date.

Returns are credited to your Naira Wallet on the 1st day of each month. You can choose to re-invest the returns by topping up your Vault investment or withd...

Yes, you can withdraw funds from your Naira Wallet at any time. Withdrawals can be made to a linked bank account or transferred to the USD wallet on the Ris...

There is a 10% withholding tax charged on every interest earnings. This tax is deducted monthly before payouts.

No, funds in your Naira Wallet do not earn interest.

You can choose to lock your funds in the Naira Vault for periods ranging from 30 days to 5 years, depending on your financial goals.

Returns are credited to your Naira Wallet on the 1st day of each month. You can choose to reinvest the returns by topping up your Vault investment or withdr...